[영문] Personal Tax

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Accounting • Tax

  • Individual Tax Services
    At SW CPA, individual tax services encompass more than just tax return preparation.
    Our fully integrated approach considers investments, real estate,
    business income, international assets, inheritance & gifting, retirement planning,
    and long-term tax strategy to minimize current tax burden and achieve future financial objectives.
    Who We Serve
    • 01
      Taxpayers with complex income:
      stocks, options, RSUs, rental income,
      business income, interest/dividends
    • 02
      Real estate investors
      (short-term rental & long-term rental)
    • 03
      Individuals with overseas bank accounts,
      real estate, business ownership,
      or inheritance (e.g., Korea)
    • 04
      Families planning long-term gifting,
      inheritance, and wealth transfer
    • 05
      Self-employed, freelancers (1099),
      consultants, and LLC owners
    • 06
      Individuals preparing for retirement
      (RMD, Roth conversion, Social Security timing)
    • 07
      Families needing education credit planning,
      donation deductions, or complex credits
    • 08
      High-income professionals
      (dental, medical, legal, tech, etc.)
      needing advanced tax strategies
    Our Core Services
    • Individual Tax Return
      Reporting W-2 wage income
      Interest, dividend, and capital gains (stocks, options, crypto, etc.)
      Rental income, self-employed/freelancer income (Schedule C)
      Education, dependents, medical, donations, mortgage, and other deductions
      Multi-state income reporting
      Amended returns & IRS / FTB notice response
    • Foreign Asset Reporting
      FBAR (FinCEN Form 114)
      FATCA Form 8938 (if required)
      Tax structure planning for foreign real estate, rental income, gifting, inheritance
      Reporting foreign income (e.g., Korean rental income)
    • Gift Tax Return
      Parent → child gifting (cash, accounts, real estate interest, etc.)
      Spousal gifting
      Cross-border gifting between Korea and the U.S.
      529 Plan frontloading strategies
      Lifetime exemption strategy & planning
    • Estate Tax Return
      Estate Tax Return preparation & filing (Form 706)
      Step-up basis calculation
      Community property, will, trust structure guidance
      Estate asset valuation by ABV credential
    • Tax Planning & Reduction Strategies
      High-income tax optimization
      Roth conversion planning (timing & amount)
      Retirement account strategies (IRA / 401(k) / 403(b))
      Capital-gain minimization
      Tax planning for stock/option/RSU/ESPP income
      Proactive tax planning for the upcoming year
    • Additional Individual Tax Services
      Offer in Compromise (tax reduction negotiation)
      Installment agreement (payment plan) setup
      Identity Protection PIN application
      ITIN application / renewal
      Education credit (AOTC, LLC) calculation & planning
      • Individual Tax Return Preparation
        We accurately calculate all income sources and deductions
        to maximize refund and minimize tax liability.
        W-2 wage reporting
        Interest, dividends, capital gains(stocks/options/crypto)
        Rental income(Schedule E)
        Self-employed / freelancer income(Schedule C)
        Education, dependents, medical, donations, mortgage deductions
        Multi-state income reporting
        Amended returns(1040X)
        IRS / FTB notice response
      • Foreign Asset Reporting (FBAR · FATCA)
        Foreign asset noncompliance carries severe penalties
        — precision and compliance are essential.
        FBAR(FinCEN Form 114)
        Reporting of foreign bank, securities, insurance, pension accounts
        Korean accounts: bank, CMA, 청약통장, ISA, stock accounts
        FATCA Form 8938(if required)
        Tax analysis for foreign real estate, rental income, gifting, inheritance
        Reporting of foreign income(e.g., Korean rental income)
      • Gift Tax Return
        We help structure safe and tax-efficient intergenerational transfers
        using optimized gifting and exemption strategies.
        Gift Tax Return preparation and filing
        Business-interest gifting valuation(ABV-credentialed valuation)
        U.S.–Korea cross-border gifting
        529 Plan frontloading strategies
        Lifetime exemption planning & allocation
      • Estate Tax Return
        We guide families through a complex and demanding process,
        reducing burdens while ensuring smooth wealth transfer.
        Estate Tax Return (Form 706) preparation
        Business-ownership valuation by ABV credential
        Step-up basis calculations
        Community property, will, and trust structure guidance
      • Tax Planning & Reduction Strategies
        With CPA/ABV and CFP® integration, we focus not on one-time deductions
        but on structural, long-term tax efficiency.
        High-income tax optimization strategies
        Roth conversion planning(timing & amount)
        IRA / 401(k) / 403(b) contribution strategies
        Capital gain minimization
        Stock/option/RSU/ESPP tax structure
        Rental property tax optimization
        Proactive planning for the next tax year
        International tax structure review and risk assessment
      • Additional Individual Tax Services
        Amended Returns(1040X)
        Offer in Compromise(tax reduction negotiation)
        Installment agreements(payment plans)
        Identity Protection PIN application
        ITIN application/renewal
        Education credits (AOTC, LLC) analysis and strategy
    • Why Choose SW CPA
      for Individual Taxes?
      • A unique combination of CPA + ABV (business valuation for gift/estate) + CFP® (financial planning)
      • Strategies built from a holistic financial-planning perspective: real estate · investments · retirement · insurance · estate planning
      • Full Korean & English support
      • Extensive experience with complex tax situations: high-income, investors, international assets, stock compensation, multi-state
      • Specialized in IRS/FTB notice resolution and cleaning up past filings
      • Affordable and efficient thanks to
        minimized overhead (office & marketing),
        automation via advanced software, macros, and spreadsheets,
        fast, experience-based decision-making,
        high-quality outputs in shorter time
    Process
    • STEP . 1
      Initial Consultation
      We briefly review your situation
      and answer general questions.
    • STEP.2
      Document Checklist
      We provide a tailored list
      of required forms and documents.

      * For tax returns, please complete
      the online form and upload your
      tax documents through our secure
      submission page. ▶CLICK
    • STEP . 3
      Tax Analysis & Filing
      We analyze your tax structure,
      prepare your return,
      and optimize deductions and credits.
    • STEP . 4
      Review & Delivery
      We explain your results
      and provide next-year projections
      and tax-saving strategies.
    • STEP . 5
      Year-Round Tax Planning
      (Optional)
      For clients who want ongoing
      tax optimization throughout the year.
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